Time marches on and technology races along – trying to keep up is a Senior’s nightmare. I sometimes wonder if the “Middle-Agers” are managing to keep up with it all. The current buzzword is “Apps” and they seem to be specifically designed for grandchildren or the under-10 population. I mean we never even had the word “App” in our dictionaries in the good old days. Take a look at any child’s iPhone or iPad or iPod and you will be looking at screens and screens of icons and each one is an App. Most play games, others provide information and some provide assistance. Here’s the latest. 

This is a banking App. It is meant for depositing checks. If you receive a check from someone all you have to do is take a picture of the check (using your iPhone or iPad of course) press a few letters and numbers on the keyboard of your phone and the check will be instantly deposited to your account. How’s that for progress, huh? No more shlepping to the bank, no more standing in line and no more chatting up the teller. For someone like me, who never ever receives a check, especially not on my birthday, this new app will make a big difference in my life. I wouldn’t be seen without it… 

However, we seniors are up to the challenge. There are little working groups scattered around the country working on contra-apps, or as we Seniors call it, “Pension Subsidies”. It’s time we had our revenge with the banks. One of the groups is working on a check with a changeable name in the “Pay To” line, meaning that one can take unlimited pictures of the same check made out to many different depositors. The other group is deep into photographing the same check and depositing it into multiple accounts at multiple banks. Both schemes are doomed to failure, of course, but boy, we’re having loads of good old Senior Fun…