Raphael Ouzan, a cyber and data security expert, co-founded BillGuard where he leads its product and technology teams. Raphael has been coding professionally since the age of 13 and has been lecturing on big-data, crowdsourcing and cyber security ever since. Raphael received Israel's highest President's Award for technology innovation and was invited to address world leaders at The World Economic Forum 2012 in Davos, all before the age 25. Prior to BillGuard, Raphael was a decorated officer in Israel's elite military programming and intelligence units where he led the country's best and brightest engineers. Raphael is also the founder of Israel Tech Challenge, an elite technology training program for the world's top performing students and a Global Shaper of the World Economic Forum.