Odiel Malchi, at The Blogs

Odiel Malchi

Tailored Financial Solutions

Jul 30, 2024, 11:24 PM

Significant Tax Benefits for Olim Buying Homes in Israel

The Knesset Finance Committee passed an amendment yesterday that significantly reduced the purchase tax for new immigrants (Olim) buying property in Israel. Under the new regulations, Olim purchasing a single home valued up to 6 million shekels will pay...

Jan 11, 2021, 6:18 PM

“Housing at a Reduced Price” – Two New Programs by the Israeli Government

In the past few months, the Government of Israel approved two new programs called "Housing at a Reduced Price", which will replace the previous Mechir Lamishtaken program. Both new programs will operate on a lottery eligibility system. The first...

Dec 24, 2020, 1:21 AM

The Newly Approved Program to Replace Mechir Lamishtaken

Hours before the dissolution of the Knesset and the paralysis of government ministries until after the election period, government ministers unanimously approved the flagship plan of Housing Minister Yaakov Litzman to provide grants for the purchase of a second-hand...

Dec 17, 2020, 6:33 PM

Is Bank of Israel Leading Us to Economic Crisis?

The Bank of Israel (BOI) recently announced a dramatic change of policy regarding the composition of one's mortgage profile. Until now the Israeli home purchaser could have one-third of his entire mortgage based on the variable prime interest loan....

Jun 28, 2020, 8:01 PM

Why a Post-COVID-19 Mortgage Is the Right Move

When Israel was first hit by COVID-19, banks faced uncertainty, as did the rest of the economy. As a result, the cost of securitization for financial institutions increased, making the cost of capital for banks more expensive. Within the...

About Me

As an experienced and highly qualified mortgage broker and financial consultant, Odiel Malchi understands the intricacies and nuances of the Israeli financial regulations. Having arrived from New York at a young age, Odiel's cultural and language background make obtaining a mortgage perfect and seamless. Odiel holds a BA in Business from Machon Lev (JCT) and is in the process of getting an MBA in Finance. He is also a member of the Financing Advisors Association for Mortgages (hfca.org.il). Starting from the ground up at the big Israeli banks, today he works as an independent consultant for those banks, specializing in mortgages for business and foreign clients. Today his main focus is Malchi Mortgages, focusing on catering to the English-speaking community in Israel and abroad.

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