Adina Laura Achim
Adina Laura was born in Romania and moved abroad when she was 17. Since then she lived in some of the most beautiful countries in Latin America and Europe. She has published 8 books and is passionate about gender equality, education and social justice.

Best Personal Finance Apps

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Stay on top of your personal finances with these apps.

You know the drill- your paychecks come in, you pay bills, deal with your personal expenses and then at the end of the month you find yourself wondering where all the money went.

Staying on top of your finance game just got easier thanks to these Budgeting and Personal Finances apps.

1. Mint. This personal finance software has all the qualities the customer looks for: it is user friendly, has great tools and resources and it’s stellar at tracking your expenses. The complete view of your finances is fantastic as it helps you track expenses, manage your money, create a budget plan, keep an eye on investments and check your credit score in real time- and all this with only one app. Pros: The information is updated automatically through secure connections and you can keep your finances in check at every step of the way. It’s great with budgeting and tracking expenses. Mint also offers money saving tips based on your personal finances and lifestyle. Cons: The investing features are less than stellar. You can access Mint from any server or browser: Website, iOS App, Apple Watch, Android App, SMS.

2. Personal CapitalInvestor Junkie has rated Personal Capital as the best personal finance app and the Top Money App for 2018. Exactly like Mint, Personal Capital synchronizes all your accounts, giving you access to everything from one location. Pros: managing your personal finances is simplified. Users report that it’s more consistent than Mint at synchronizing your accounts and it wins at investment planning. Cons: it’s not destined for lower income folks as it requires at least $ 25,000 of investment assets. Although budgeting and investment tracking are free, the financial advisory service comes with a price tag. Access: Website, iOS App, Apple Watch, Android App.

3. Wally. It’s a great tool for tracking your expenses and savings, being extremely user friendly. The meticulous infographics are a great feature for setting spending budgets and personal targets, while taking in consideration personal habits and expenses. Pros: offers full flexibility and functionality for tracking your money without having to disclose all of your financial institution’s information. Cons: it’s more difficult to navigate than Mint and Personal Capital. Access: Website, iOS App and Android App.

4. You need a budget (YNAB). This is a budgeting software which offers income and expense tracking, but it lacks an investment monitoring feature (like Mint and Personal Capital have), and doesn’t come with the bill payments feature. Pros: an excellent tool for budgeting which is both user and cost friendly (it comes at $ 6.99/ month and it has a free trial period of two months). Cons: no help with tracking investments. Access: Website, iOS App, Apple Watch, Android App.

5. Good budget: It’s a budget tracking software which becomes an excellent tool for replacing the more modern expense tracking options. It uses the old- fashioned envelope budgeting method by synchronizing your accounts and devices, and tracking your expenses. Pros: user friendly and uncomplicated. Cons: it’s just a budgeting app, lacking more complex features. Available for: Website, Android and iPhone. All these life- changing apps have the potential to simplify your financial life while helping you stay on top of your finances.

About the Author
Adina Laura Achim is not only a UN Women’s Empower Women Champion for Change, but also a published author, entrepreneur, leader, human rights activist, and PR executive. Adina’s editorials appeared in The Jewish Business News, The Latin American Post, L’Officiel, Cosmopolitan, Buro 24/7, Grazia, Society Magazine, Fashion TV and ZINK Magazine, and has been translated into English, Spanish, Slovene, Bulgarian, Armenian, and Russian. Beyond her notable resume, Adina is also lauded for her political engagement and humanitarian activism. Her name is broadly associated with nonprofits that fight against human trafficking and pediatric cancer and for the rights of the refugees and Asylum seekers. With eight books published in three languages and her byline on numerous articles and reviews, Adina is happy to be living the life of a modern storyteller, while remaining faithful to her own values and her quest for authenticity.