The banks in Israel are largely responsible for the poverty in the country.
Because there is no protection of renters, many people work all their lives to own a house. The banks who “give” the mortgage, through a series of tricks, make the lenders pay thrice the price of would you would pay if you would save first and then buy. The typical Israeli family consists of two grownups (and a slew of kids), one working for the cost of living and the other for paying off the mortgage. The “loans” to buy a house are risk-free for the banks. They will cover only two-thirds or so of the value. The rest you need to cough up yourself. And if you paid off 90% and want to quit, the bank will say: well, that was all interest that you paid but on the value of the house you haven’t paid anything, the house is ours, thank you. This is all legal and normal. On top of this, housing prices are needlessly high which drives up rent prices too. A small percentage of rich people keeps the rest of the population dirt-poor and feels good about it. How to get a small fortune in Israel? Come with a large one.
A new bank is in the planning, for the first time in Israel in 40 years. Two super-rich guys are going to establish it without any physical branches. A virtual bank. Because of that, it’s likely to give better financial deals and force the other banks to close their branches too. It’s called progress.
The hype, even in the supposedly leftist Haaretz, is that this would enlarge competition which according to capitalist theory is good because it would lower prices. However, it’s really just a ploy to reorganize bank tellers and other branch workers out of existence (mass firings), leaving customers at the mercy of computers.
So, really, what was announced is a new bank that will plunder us in the old ways and on top of it will give us less service and spread mass firings..
How great it would be to see banks whose goal would be to give service to the public, not to milk it dry. That would be new banks. They would still make money but only on the side. Yet, I don’t hear anyone suggest this. It also seems way too “radical” for Israel’s public-friendly finance minister. I only had written this and the news announced this!
In the US there seems to be one presidential candidate, Yang, smart, thinking outside of the box and humane enough to start that. But he has a long way to go before becoming America’s number one. If he gets there, I’m sure Israel will follow swiftly. Meanwhile, we live under classical capitalism and don’t hold your breath.
MM is a prolific and creative writer and thinker, previously a daily blog contributor to the TOI. He often makes his readers laugh, mad, or assume he's nuts—close to perfect blogging. He's proud that his analytical short comments are removed both from left-wing and right-wing news sites. None of his content is generated by the new bore on the block, AI. *
As a frontier thinker, he sees things many don't yet. He's half a prophet. Half. Let's not exaggerate. Or not at all because he doesn't claim G^d talks to him. He gives him good ideas—that's all. MM doesn't believe that people observe and think in a vacuum. He, therefore, wanted a broad bio that readers interested can track a bit what (lack of) backgrounds, experiences, and educations contribute to his visions. *
This year, he will prioritize getting his unpublished books published rather than just blog posts. Of the 15 (!) books he has in mind, the next two are about homosexuality in Judaism and new rabbinics. Next year, he hopes to focus on activism against human extinction. To find less-recent posts on a subject XXX among his over 2600 archived ones, go to the right-top corner of a Times of Israel page, click on the search icon and search "zuiden, XXX". One can find a second, wilder blog that also may contain updates to Times of Israel posts, to which one may subscribe, here: https://mmvanzuiden.wordpress.com/ or by clicking on the globe icon next to his picture on top. *
He's getting ready to publicize books on: "Free Will, "Judaism and Homosexuality, "His parents in the Holocaust, "Judaism, "A New Torah Translation and "A New Hebrew Grammar, "Co-Counseling, "Vegan Facts, "Immortality, and more. *
Like most of his readers, he believes in being friendly, respectful, and loyal. However, if you think those are his absolute top priorities, you might end up disappointed. His first loyalty is to the truth. He agrees that in a post-truth world, that's irrelevant, but then this is for the record. He will try to stay within the limits of democratic and Jewish law, but he won't lie to support opinions or people when don't deserve that. (Yet, we all make honest mistakes, which is just fine and does not justify losing support.) He admits that he sometimes exaggerates to make a point, which could have him come across as nasty, while in actuality, he's quite a lovely person to interact with. He holds - how Dutch - that a strong opinion doesn't imply intolerance of other views. *
Sometimes he's misunderstood because his wide and diverse field of vision seldomly fits any specialist's box. But that's exactly what some love about him. He has written a lot about Psychology (including Sexuality and Abuse), Medicine (including physical immortality), Science (including basic statistics), Politics (Israel, the US, and the Netherlands, Activism - more than leftwing or rightwing, he hopes to highlight reality), Oppression and Liberation (intersectionally, for young people, the elderly, non-Whites, women, workers, Jews, LGBTQIA+, foreigners and anyone else who's dehumanized or exploited), Integrity, Philosophy, Jews (Judaism, Zionism, Holocaust and Jewish Liberation), the Climate Crisis, Ecology and Veganism, Affairs from the news, or the Torah Portion of the Week, or new insights that suddenly befell him. *
Chronologically, his most influential teachers are his parents, Nico (natan) van Zuiden and Betty (beisye) Nieweg, Wim Kan, Mozart, Harvey Jackins, Marshal Rosenberg, Reb Shlomo Carlebach, and, lehavdil bein chayim lechayim, Rabbi Dr. Natan Lopes Cardozo, Rav Zev Leff, and Rav Meir Lubin. This short list doesn't mean to disrespect others who taught him a lot or a little. One of his rabbis calls him Mr. Innovation [Ish haChidushim]. Yet, his originalities seem to root deeply in traditional Judaism, though they may grow in unexpected directions. In fact, he claims he's modernizing nothing. Rather, mainly basing himself on the basic Hebrew Torah text, he tries to rediscover classical Jewish thought almost lost in thousands of years of stifling Gentile domination and Jewish assimilation. (He pleads for a close reading of the Torah instead of going by rough assumptions of what it would probably mean and before fleeing to Commentaries.) This, in all aspects of life, but prominently in the areas of Free Will, Activism, Homosexuality for men, and Redemption. *
He hopes that his words will inspire and inform, and disturb the comfortable and comfort the disturbed. He aims to bring a fresh perspective rather than harp on the obvious and familiar. When he can, he loves to write encyclopedic overviews. He doesn't expect his readers to agree. Rather, original minds should be disputed. In short, his main political positions are among others: anti-Trumpism, for Zionism, Intersectionality, non-violence, anti those who abuse democratic liberties, anti the fake ME peace process, for original-Orthodoxy, pro-Science, pro-Free Will, anti-blaming-the-victim, and for down-to-earth, classical optimism, and happiness. Read his blog on how he attempts to bridge any tensions between those ideas or fields. *
He is a fetal survivor of the pharmaceutical industry (https://diethylstilbestrol.co.uk/studies/des-and-psychological-health/), born in 1953 to his parents who were Dutch-Jewish Holocaust survivors who met in the largest concentration camp in the Netherlands, Westerbork. He grew up a humble listener. It took him decades to become a speaker too, and decades more to admit to being a genius. But his humility was his to keep. And so was his honesty. Bullies and con artists almost instantaneously envy and hate him. He hopes to bring new things and not just preach to the choir. *
He holds a BA in medicine (University of Amsterdam) – is half a doctor. He practices Re-evaluation Co-counseling since 1977, is not an official teacher anymore, and became a friendly, powerful therapist. He became a social activist, became religious, made Aliyah, and raised three wonderful kids. Previously, for decades, he was known to the Jerusalem Post readers as a frequent letter writer. For a couple of years, he was active in hasbara to the Dutch-speaking public. He wrote an unpublished tome about Jewish Free Will. He's a strict vegan since 2008. He's an Orthodox Jew but not a rabbi. *
His writing has been made possible by an allowance for second-generation Holocaust survivors from the Netherlands. It has been his dream since he was 38 to try to make a difference by teaching through writing. He had three times 9-out-of-10 for Dutch at his high school finals but is spending his days communicating in English and Hebrew - how ironic. G-d must have a fine sense of humor. In case you wonder - yes, he is a bit dyslectic. If you're a native English speaker and wonder why you should read from people whose English is only their second language, consider the advantage of having an original peek outside of your cultural bubble. His posts are spell, grammar, and style polished by AI, but all written by himself. *
To send any personal reaction to him, scroll to the top of the blog post and click Contact Me. *
His newest books you may find here: https://www.amazon.com/s?i=stripbooks&rh=p_27%3AMoshe-Mordechai%2FMaurits+van+Zuiden&s=relevancerank&text=Moshe-Mordechai%2FMaurits+van+Zuiden&ref=dp_byline_sr_book_1
