Pesach spending: 5 excuses that cost us more

I remember the first time I hosted Pesach. I was determined to create the perfect holiday – every dish homemade, the table beautifully set, and of course, gifts for everyone. By the time the Seder night arrived, I was exhausted, and my bank account wasn’t far behind. It took weeks to recover financially, and I swore that next year would be different. But each year, the same spending traps appeared, disguised as “holiday necessities.”

Pesach is one of the most expensive times of the year – food, gifts, cleaning, and sometimes even travel. While the expenses feel unavoidable, many of them are actually driven by habits and emotions rather than real needs. Here are five common excuses we tell ourselves that end up inflating our holiday costs.

1. “I deserve a gift.”

Pesach prep is exhausting, and the temptation to treat ourselves is real. Stores capitalize on this by offering special discounts, making that extra splurge feel justified. But instead of spending more, why not give yourself a different kind of reward – like a quiet walk outside or a well-earned rest?

2. “Cooking is too much, let’s eat out.”

The week before Pesach is chaotic – kids are off school, and the kitchen is upside down. Grabbing takeout feels like a practical solution. But when eating out becomes the default, the costs pile up fast. A little meal planning or simple homemade options can save a significant amount.

3. “It’s a great deal, so I have to buy it.”

Pesach gift-giving can spiral out of control – hosts, guests, and family. Sales make it even harder to resist buying “just one more thing.” But a deal isn’t a deal if it leads to an overdraft or increases the deficit. Sticking to a budget ensures we aren’t paying for this year’s Pesach long after the Afikoman is found.

4. “The house needs a facelift.”

Pesach cleaning reveals every scratch and stain, and suddenly, a deep clean turns into a home renovation project. While some repairs are necessary, many can wait. Prioritize and plan instead of making impulsive decisions in the middle of a high-spending month.

5. “I’ll figure it out later.”

The biggest mistake? Not budgeting at all. Without a clear plan, small purchases add up, and by the time the holiday is over, the financial damage is done. Writing down expenses – food, cleaning supplies, gifts, and Chol Hamoed outings – helps control spending before it spirals.

Pesach is about freedom, and financial freedom should be part of that. With a little planning, prioritization, and restraint, we can celebrate meaningfully – without the burden of post-holiday regret.

Chag Same’ach!