Ibrahim Mukherjee
London based entrepreneur, cybersecurity analyst doing a PhD in AI

Psychological Architecture – Locus of Control

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The Third Locus of Control: Tawakkul

“I know myself.”

Really?

Do you?

Can you predict the exact morning when your first hair will turn grey?

Do you know precisely how many hairs are on your head?

How many times you will blink today?

The exact concentration of every hormone circulating through your body?

When you will get your first job?

When your first paycheque comes – the precise moment – down to the millisecond?

The precise force with which your fingers will strike the keyboard as you type your next Twitter post?

Who told you that you fully “know yourself”?

This is “hubris” manufactured by modern “psychology” and “self help” books – some of which have made their “leaders” millionaires.

You did not manufacture your brain.

You did not choose your genome.

You do not consciously regulate every heartbeat, enzyme, neuron, hormone or breath.

Even the body you casually call mine contains machinery you neither designed nor completely understand.

Yet modern culture constantly tells us:

Know yourself. Control your life. Create your destiny.

There is truth in that. Some of the work here is really good – and I especially liked some of the books – like Paulo Coehlo’s alchemist or Tony Robbins. Some of these blend a weird mix of “self belief” “self help” “spirituality” with a “leader” who is sometimes revered.

But only up to a point.

Psychology has long used the concept of locus of control, associated especially with psychologist Julian Rotter’s social-learning theory.

Someone with a predominantly internal locus of control tends to believe:

My actions shape what happens to me.

Someone with a predominantly external locus of control may think:

My life is primarily determined by circumstances, luck, institutions, powerful people or forces beyond me.

The distinction is useful.

But Islam introduces something more sophisticated than either extreme.

Not:

Everything depends upon you.

And not:

Nothing depends upon you.

Instead:

Act as though you are responsible.
Trust knowing that Allah controls the outcome.

That is tawakkul.

Psychologically, we might describe it—not as a new clinical scale, but as a theological model—as a third locus of control:

responsible human agency under divine sovereignty.

The Internal Locus: I Control My Life

An internal locus of control has obvious advantages.

If you believe your actions matter, you are more likely to prepare, persist, solve problems and take responsibility.

There is something deeply Islamic about that.

The Qur’an says:

“Indeed, Allah will not change the condition of a people until they change what is in themselves.”
Qur’an 13:11

And:

“And that there is not for man except that [good] for which he strives.”
Qur’an 53:39

You have to act.

Study.

Work.

Exercise.

Repent.

Apply.

Build.

Apologise.

Leave the harmful environment.

Take the medicine.

Make the phone call.

Islam does not teach helplessness.

But internal control taken too far creates another problem.

It creates the illusion:

Everything depends upon me.

Then every failure becomes an indictment of the self.

The business failed:

I failed.

The relationship ended:

I was not enough.

The application was rejected:

I am inadequate.

The illness returned:

I should somehow have prevented this.

Eventually responsibility mutates into an impossible demand:

I must control reality.

But you cannot.

You cannot control another person’s heart.

You cannot guarantee an employer chooses you.

You cannot command your cells never to malfunction.

You cannot force someone to love you.

You cannot guarantee the aeroplane lands.

You cannot guarantee that you wake tomorrow morning.

The hidden danger of an extreme internal locus is that the ego begins assuming jurisdiction over things that were never placed under its authority.

The External Locus: The World Controls Me

The opposite extreme is equally dangerous.

My boss determines my life.

My childhood determines me.

The economy determines me.

Politicians determine everything.

My family determines my future.

Other people’s opinions determine my worth.

Eventually:

Why try?

Why change?

Why repent?

Why improve?

The world has already decided.

Islam rejects this fatalism too.

The Qur’an repeatedly addresses the human being as a morally responsible agent.

You intend.

You choose.

You act.

You are accountable.

Divine decree—Qadar—does not abolish responsibility.

Otherwise repentance, reward, punishment and moral accountability would become meaningless.

Islam therefore rejects both extremes.

Not:

I control everything.

And not:

I control nothing.

Rather:

I control my response. Allah controls reality.

That distinction is psychologically enormous.

The Islamic Circle of Control

Imagine two circles.

Inside the first:

My responsibility

My intention.

My effort.

My preparation.

My honesty.

My discipline.

My prayer.

My response.

My repentance.

My treatment of other people.

Outside it:

Allah’s decree

The final result.

Other people’s decisions.

Tomorrow.

Opportunity.

Illness.

Life.

Death.

Rizq.

The unexpected.

You are accountable for the first.

You entrust the second to Allah.

Much anxiety comes from reversing them.

We neglect what is actually within our responsibility while obsessing over what was never under our control.

Tie the Camel

One of the most famous Islamic illustrations of tawakkul appears in Jamiʿ al-Tirmidhi.

A man asked the Prophet Muhammad ﷺ whether he should leave his camel untied and trust Allah, or tie it.

The Prophet ﷺ replied:

“Tie it and rely upon Allah.”
Jamiʿ al-Tirmidhi 2517

That sentence contains an entire psychology.

Tie it: agency.

Rely upon Allah: surrender of outcome.

Islam does not say:

Trust Allah, therefore leave your door unlocked.

Allah provides, therefore do not work.

Allah heals, therefore refuse treatment.

It teaches something more intelligent:

Use the means Allah placed within creation, but never mistake the means for the One who ultimately governs their effectiveness.

Even the Birds Leave the Nest

The Prophet ﷺ gave another striking example:

“If you were to rely upon Allah with the reliance He is due, you would be given provision like the birds: they go out hungry in the morning and return full in the evening.”
Jamiʿ al-Tirmidhi 2344

Notice the bird.

It leaves.

It flies.

It searches.

It expends energy.

Then it returns fed.

It does not remain sitting in the nest saying:

Allah is Ar-Razzāq. Food will arrive.

That is not tawakkul.

Tawakkul is movement without the delusion of sovereignty.

So why does some job applications go rejected, some get accepted, some things we try work, some don’t?

I believe (and this is my extrapolation), – Allah is teaching us reliance on him, rather than ourselves or the world.

You can also make Dua before you begin a task. And there is a Hadith on saying Bismillah before you start something. Even though the chain of narration of this is weak, there is an established Prophetic practice of saying Bismillah before you start eating. 

The Qur’an Gives the Sequence

The Qur’an provides almost the whole model in one verse:

“And when you have decided, then rely upon Allah.”
Qur’an 3:159

Look at the order.

Think.

Consult.

Decide.

Act.

Then trust.

Not trust instead of thinking.

Not surrender instead of deciding.

Not faith instead of action.

Do what responsibility requires.

Then surrender what responsibility cannot control.

Before the Event: Effort

Before an outcome, Islam asks:

What is my duty?

Have I prepared?

Have I sought knowledge?

Have I worked?

Have I prayed?

Have I taken reasonable precautions?

Have I behaved ethically?

Have I exhausted the halal means available to me?

If not:

act.

This prevents fatalism.

Then the outcome arrives.

You studied.

Applied.

Prepared.

Prayed.

Worked.

And still you did not get what you wanted.

Now another principle appears.

The Prophet ﷺ said:

“Be keen on what benefits you, seek help from Allah and do not give up… If something befalls you, do not say, ‘If only I had done such-and-such,’ but say: ‘Allah decreed, and whatever He wills, He does,’ for ‘if only’ opens the door to the work of Satan.”
Sahih Muslim 2664

The teaching divides time correctly.

Before the event: responsibility.

After the event: acceptance.

We often reverse them.

Before:

Whatever happens, happens.

After:

Why did I not control everything?

Islam corrects the sequence.

Before:

Do everything reasonably and ethically within your power.

After:

Accept what was never within your power to guarantee.

You can also make Dua before you start a piece of work, and there is a Hadith, on starting with Bismillah, or every task remains unfinished.

Failure Becomes Information, Not Identity

Imagine two entrepreneurs.

Both build companies.

Both fail.

One says:

I am a failure.

The other says:

The system destroyed me. Nothing was my responsibility.

Tawakkul asks better questions.

Did I work seriously?

Did I act honestly?

Did I take sensible risks?

Did I fulfil people’s rights?

Did I make mistakes I can correct?

What can I learn?

Those questions belong to responsibility.

Then another:

Was the final outcome entirely mine?

No.

So failure becomes information rather than identity.

You can fail at something without becoming, ontologically, a failure.

This is quite close to the Silicon Valley view of  “move fast and break things”. While I don’t subscribe to this view fully – it’s important also to “measure twice, cut once” – what is important here is not to be bogged down by failures when pushing the information envelope of human capability. Every successive “failure” – has hidden kernels of success in it – which eventually leads to something highly useful for the rest of humanity. This should be “measured” – where there is “enough scaffolding of existing knowledge” for entrepreneurs to “take a risk” into the unknown. It doesn’t mean you tie paper feathers into your arms and jump off a cliff. It means, given the existing advances in AI – you can try something like “let a robot roam” in a controlled environment to gauge its spatial capabilities in “certain scenarios”. Companies like “Nikola” and “Theranos” shows what happens when this mentality of “move fast, break things” is taken too far.

Success Changes Too

Tawakkul also protects us from the opposite pathology.

Success.

The extreme internal locus says:

I did this.

My intelligence.

My brilliance.

My discipline.

My company.

My money.

My success.

But consider what stands behind almost every achievement.

Your brain?

You did not manufacture it.

Your genetics?

Not chosen.

Your birthplace?

Not chosen.

Your parents?

Not chosen.

Your natural aptitudes?

At least partly given.

The teacher who opened a door?

Contingent.

The opportunity arriving at the right moment?

Not entirely yours.

The heartbeat continuing while you celebrate?

Not consciously sustained by you.

Islam therefore permits confidence without transforming confidence into self-worship.

You can truthfully say:

I worked extremely hard.

And simultaneously:

Alhamdulillah. Allah enabled me.

There is no contradiction.

Anxiety Is Often an Argument With the Future

Anxiety frequently tries to manufacture control over events that have not happened.

What if I lose the job?

What if she leaves?

What if the business collapses?

What if I become ill?

What if people reject me?

The mind repeatedly simulates the future because simulation creates the sensation of control.

Sometimes that is useful.

Planning matters.

But eventually every useful action has been identified.

After that, planning becomes rumination.

Islam gives the believer a stopping rule:

Have I done what Allah reasonably requires of me?

If yes:

“Allah is sufficient for us, and He is the best Disposer of affairs.”
Qur’an 3:173

Hasbunallahu wa niʿmal-wakīl.

This does not mean the frightening event cannot happen.

Islam never promises that.

It means:

The future does not need to be under my control for me to enter it.

When Nobody Understands: Exulansis and Duʿā

There is a modern coined word for another very old human feeling:

exulansis.

It refers to the tendency to stop talking about an experience because you realise that other people cannot fully understand it.

It is not a formal psychiatric diagnosis, but the experience is immediately recognisable.

You can explain heartbreak.

But they did not feel that heartbreak.

You can describe humiliation.

But they were not inside your consciousness when it happened.

You can describe loneliness, grief, fear, ambition or regret.

Eventually language fails.

You say:

Never mind.

That may be one of the loneliest sentences in human language.

Islam gives that interior pressure somewhere to go.

Duʿā.

Because the One you are speaking to does not require perfect translation.

Allah says:

“We have already created man and know what his soul whispers to him, and We are closer to him than his jugular vein.”
Qur’an 50:16

You do not have to construct the perfect explanation.

You do not have to prove your pain.

You do not even have to fully understand your own emotions before speaking.

Allah already knows the whisper before you manage to turn it into a sentence.

Duʿā therefore becomes a kind of release valve for the interior life.

Allah says:

“Call upon Me; I will respond to you.”
Qur’an 40:60

And the Prophet ﷺ said:

“Duʿā is worship.”
Jamiʿ al-Tirmidhi 3372

Asking Allah is therefore not merely an emergency procedure after every human solution has failed.

It is itself worship.

The Sea of Choices

Sometimes life does not give us too few options.

It gives us too many.

Take the job.

Reject it.

Stay.

Leave.

Marry.

Wait.

Move city.

Remain.

Invest.

Save.

Speak.

Remain silent.

Fight for something.

Walk away.

We like to imagine rational decision-making as though every serious choice came with complete information.

It does not.

You do not know what the company will look like in three years.

You do not know how another person will change.

You do not know which opportunity will disappear next month.

You do not know which apparent setback is protecting you from something worse.

You do not know which attractive opportunity contains hidden harm.

You are navigating a sea of possible futures while seeing only a short distance ahead.

The Qur’an states the problem with brutal clarity:

“Perhaps you dislike something which is good for you and like something which is bad for you. Allah knows and you do not know.”
Qur’an 2:216

That final sentence may be one of the most important statements in the psychology of decision-making:

Allah knows. You do not know.

Not:

You know nothing.

You still investigate.

Seek advice.

Compare evidence.

Calculate risk.

Perform due diligence.

Use reason.

But eventually reason reaches the edge of the available information.

And at that edge, the believer asks the One whose knowledge does not stop there.

That is why the Prophet ﷺ taught Ṣalāt al-Istikhārah, the prayer for seeking Allah’s guidance in decisions.

Jābir ibn ʿAbdullāh reported that the Prophet ﷺ used to teach the companions istikhārah for matters just as he taught them a chapter of the Qur’an. The supplication begins:

“O Allah, I seek the good through Your knowledge, and I seek ability through Your power…”
Sahih al-Bukhari 1166

The logic is extraordinary.

I have knowledge—but Yours is greater.

I have power—but Yours encompasses mine.

I can choose—but I cannot see every consequence of my choice.

So I investigate.

I think.

I consult.

I decide.

And I ask.

In a sea of choices, duʿā is not the abandonment of reason.

It is what reason does when it recognises its horizon.

Your Employer Does Not Own Your Rizq

Consider career anxiety.

An external locus says:

My manager controls my rizq.

An extreme internal locus says:

I alone create my rizq.

Islam says neither.

Your employer may be a means through which provision reaches you.

But your employer is not Ar-Razzāq — The Provider.

Allah says:

“Whoever is mindful of Allah, He will make for them a way out, and provide for them from where they do not expect. And whoever relies upon Allah—then He is sufficient for them.”
Qur’an 65:2–3

That distinction produces an extraordinary kind of professional independence.

You still work excellently.

You develop skills.

You negotiate.

You compete.

You plan financially.

But you do not psychologically worship the gatekeeper.

A manager can close one door.

A company can terminate a contract.

A market can collapse.

None of them owns the architecture of your future.

The Third Locus

Perhaps psychology’s familiar binary can therefore be expanded—not as a new clinical category, but as a useful theological model.

External locus:
The world controls me.

Risk: helplessness.

Internal locus:
I control my destiny.

Risk: arrogance, crushing self-blame and the illusion of total control.

Tawakkul:
I am responsible for my actions; Allah controls outcomes.

The result:

agency without arrogance.

surrender without helplessness.

Islam does not remove the self.

It places the self in its correct position.

You retain choice, intention, effort, ambition, planning, responsibility and accountability.

What disappears is the fantasy of sovereignty.

You become an agent, not the author of reality.

And perhaps we return to where we began.

“I know myself.”

Perhaps you know something about yourself.

Your memories.

Your habits.

Your preferences.

Your fears.

But even you remain partly mysterious to yourself.

You inhabit a body you did not design.

You operate a brain whose complete workings you cannot observe.

You enter a future you cannot see.

You live inside a universe you do not control.

Islam never asked you to run it.

You were given an amanah within it.

So when another human being cannot understand what is inside you:

make duʿā.

When there are too many roads and too little knowledge:

make istikhārah.

When something useful remains within your power:

act.

When you have done what you reasonably can:

make tawakkul.

When the outcome finally arrives:

accept Qadar.

Perhaps that is the complete Islamic psychology of control:

Act where you have agency.
Ask Allah where you lack knowledge.
Trust where you lack control.
Accept when the decree arrives.

Feet on the earth.

Hands working.

Mind planning.

Heart attached elsewhere.

You tie the camel.

You ask Allah which road to take.

And then you walk.

My intention is mine.
My effort is mine.
My responsibility is mine.
The outcome belongs to Allah.

And that is Tawakkul.

About the Author
Ibrahim Mukherjee is a London-based entrepreneur, PhD researcher in AI at Brunel, University of London, and founder of the UK's first 'Sovereign AI' initiative Fahm.uk. Voted Outstanding Innovator of the Year 2025 by the AI Journal, he runs Erasys (behavioural biometrics) and SanRa (cybersecurity), holding an MSc in Psychology and CISO qualification.
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